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  • Unisex And Risk Classification
    everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...

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    • Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
  • Future Trends and Current Developments in Individual Life Products
    income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • Pricing On A Unisex Basis - Considerations
    the schedule of charges changes. Now, why do we care about the definition for renewal by agreement? It ... legislature who was very much pro-unisex, did not care what arguments you used. It was an equal opportunity ...

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    • Authors: Christian J DesRochers, Barbara Lautzenheiser, Klaus Shigley
    • Date: May 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Public Policy